When Steven arrived at college age, his sister was in a car wreck and their parents paid her medical bills. Steven had just a few $100 to his name he can remember being scared and panicked not knowing what to do.  After hundreds of hours of research, trying and failing, he was blessed to receive 35 scholarships and grants and getting more money than what college cost. When Steven Stared working in industry, he found that coworkers were paying the equivalent of a 2nd mortgage; this sparked a desire for Steven to help others avoid the pains of student loans. Since that time, he has been a bestselling author in 5 categories, public speaker, and guest on dozens radio stations and podcasts.